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Park homes and lodges under £250,000

These are the homes in the portfolio priced below £250,000, starting at £165,000. There is no stamp duty on any of them, because you buy the home and not the land, which on a purchase at this level saves a sum comparable to the cost of a kitchen. The annual pitch fee is £5,000 on a holiday park and £3,000 on a residential one, and it is stated on every listing.

9 homes for saleon 7 parksfrom £165,000Filter every home

Park homes and lodges under £250,000, plot by plot

Guide prices. The annual pitch fee is on every listing, and so is what the park takes if you sell. To compare the whole portfolio, use the filters on the listings page.

Price comparison in this market is harder than it should be, because the headline figure leaves out the two numbers that decide what the home actually costs you: the pitch fee, and what the park takes when you sell.

Both are on every listing here. The point of this page is that the comparison is possible at all.

What else do I pay beyond the price?

The annual pitch fee: £5,000 on a holiday park, £3,000 on a residential one. Utilities, metered and billed quarterly. Insurance on the home, which is yours. Council tax on a residential home only.

And on a resale, the park's commission: ten per cent on a residential park, capped by the Mobile Homes Act, or 15% plus VAT on a holiday park, set by the licence. That is the number that most changes the real cost of ownership, and it is the one least often mentioned.

Why is there no stamp duty?

Because stamp duty land tax applies to land transactions, and there is no land transaction. You buy the home as a chattel and hold an agreement for the plot it stands on.

That also removes searches, title investigation and the chain. The paperwork is a licence or a Mobile Homes Act agreement, it is written to be read, and you have it for at least 28 days before signing.

Are the cheaper homes older or smaller?

Smaller, and not older: every home currently for sale across the nine parks is new. They are two-bedroom rather than three, and on plots with less of a view.

All of them are built to BS3632, the residential standard, with a ten-year structural warranty, whether sold as a holiday lodge or a residential home. The standard does not vary with the price.

What does the reservation process cost?

A reservation fee holds the plot while the paperwork is prepared, and it comes off the purchase price. You then receive the licence or agreement, the park rules, the pitch fee schedule and the written statement, and you have at least 28 days with them.

From reservation to keys is usually six to ten weeks for a home in stock, and longer for one built to order. Take legal advice in that window. We recommend it and we say so on every page where it is relevant.

Questions people ask

What is the cheapest home for sale?

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A residential home at Tarvin Sands in Cheshire at £165,000. It is the lowest price in the portfolio and there is nothing cheaper held back.

Will you take my current home in part exchange?

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On a residential park, yes: a valuation is arranged and the figure is offered in writing, and you are never obliged to accept it. On a holiday park, ask the sales team; it is settled case by case.

Can I get a mortgage on one?

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Not a conventional mortgage, because there is no land to secure it against. Specialist finance exists and we can introduce an FCA-authorised lender on request. We do not arrange finance and we do not advise on it.

Is the pitch fee negotiable?

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No, and a park that negotiates it with one buyer is storing up a problem for every other resident. It is published, it is the same for everybody on the park, and on a residential park the Act governs how it changes.

Do prices include siting and connection?

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The listing states what is included for that plot. Ask for it in writing before you reserve, specifically siting, steps, skirting, connection to services and the deck if there is one.

Nothing here is legal advice. The licence or Mobile Homes Act agreement, the park rules and the written statement govern, you receive them at least 28 days before signing, and we recommend a solicitor who knows park homes reads them. The buying guide sets out the whole process.

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